Philadelphia Uber Accident Lawyer
Many people wonder what to do if they are in an accident with an Uber, which is why they may seek advice from a Philadelphia Uber Accident Lawyer at McEldrew Young shortly after it happens. An increasing number of people take Uber if they need a quick ride from one location to another. Despite the rides usually being fairly short, there is still always a chance that an accident will occur. If you were recently a passenger in an Uber when a crash suddenly unfolded, then it is in your best interest to get legal help. If you were injured, we can help you recover damages and losses.
The Uber Service
Uber and taxis are often linked together in the same category, but it is important to understand the major difference between the two. For example, Uber is referred to as a “ride hailing” service, and cannot be flagged down. Instead, someone who needs a ride must download the Uber application on their smartphone and order the lift. Uber offers various levels of service for groups and individuals.
The Issue: Uber Driver Insurance
As Philadelphia Uber Accident Lawyer in PA may explain to you, a common issue among Uber rides is car insurance. The Uber driver is using his or her personal car in a dual way, since it is also utilized as a work vehicle for those who need a ride. When the Uber driver is not logged onto the application, the driver’s own chosen car insurance is the only coverage. But then once the Uber driver signs on and is available to transport passengers, the company Uber provides supplemental liability in combination with the driver’s own auto insurance.
Where It Gets Complicated
As a passenger, there are two insurance providers that can offer you coverage in the event of an accident. But, it isn’t as simple as you think. Uber drivers are considered “independent contractors”, so they aren’t technically employees. This small but crucial detail is worth noting, as Uber places workers under this classification as a way to elude liability for accidents.
Unfortunately, passengers who file a claim with the driver’s insurance company or company Uber in the event of a collision, may find that both agencies refuse to pay the claim. A Philadelphia, Pennsylvania Uber Accident Lawyer can help you seek compensation from one or both of the insurance companies.
Be Strategic in Handling the Scene
If you are involved in an Uber accident as a passenger, how you handle the scene is imperative in whether you receive compensation or not. It is of the utmost importance to take photographs of the wreckage, your visible injuries, debri on the ground, broken glass, and anything else that is a factor of the incident. The more evidence and information you have to present to your Pennsylvania Uber Accident Lawyer, the stronger your case can be in pursuing financial restitution for injuries.
If you want to know more about how you can take action regarding a Uber accident, please reach out today to speak with a PA Uber Accident Lawyer from McEldrew Young.